Bhutia, Sonam Topgay Financial inclusion in Sikkim: initiatives and outreach/ Ph.D. Sonam Topgay Bhutia; supervised by A. N. Shankar. - Gangtok: Sikkim University, 2019. - 201p. Subjects--Topical Terms: Financial inclusionSikkimMicrofinance Channel. Dewey Class. No.: 332.10954167 / BHU/F