TY  - BOOK
AU  - Xuechun, Zhang 
AU  - Zhong, Xu
AU  - Minggao, Shen
AU  - Enjiang, Cheng
TI  - Rural Finance in poverty-stricken areas in the people's republic of China: : balancing government and market
SN  - 9789715618922
U1  - 338.951 
PY  - 2010///
CY  - Philippines
PB  - ADB
KW  - Economic development -- China.
KW  -  Economic development.
N1  -  	
Cover; 
Contents; 
Preface; 
About the Authors; 
Foreword: 
Nurturing Local Financial Strength in Rural Areas; 
Abbreviations; 

Introduction; Ensuring Access to Finance; 
Promoting the Domestic Opening of Financial Markets; 

Part I. An Overview of Rural Finance; 
Chapter 1. Rural Financial Reform; 
History of Rural Finance in the People's Republic of China; 
Main Issues of the Rural Financial System in the People's Republic of China; 
Lessons from Rural Finance Reform; 

Chapter 2. Rural Economic Situation; 
General Economic Situation; 
Industrial Structures; 
Agriculture Loans; 
Fiscal Position. 

Chapter 3: Rural Financial Services for the poor and the Rural Migrants
Local Institutional Outlets
Agriculture and Poverty Reduction Loans
Remittances of Rural Migrants


PART II: Current Rural Financial Policy
Chapter 4: Capital Flows and Rural Finance
Interregional Capital Flows
Loans and Deposits

Chapter 5: Interest Rate Policy
Changes in Rural Deposits and Loans
Market Distortions and Efficiency of Rural Financial Institutions
Institutional Response to Market Distortions


PART III: Financial Models
Chapter 6: Coperative Finance
Principles of Cooperative Finance and International Experience
Lessons of Cooperative Finance in the People's Republic of China; 
Strengths of Rural Credit Cooperative Reform Policies; 
Rural Credit Cooperative Reform Policy Issues; 
Evaluation of Rural Credit Cooperative Reform Policy; 

Chapter 7. Microfinance; 
Diversified Microfinance Development Model; 
Lessons of Microfinance; 
Development and Innovation of Microfinance in the People's Republic of China; 
International Microfinance Donor Agencies; 
Reasons for the Slow Development of Microfinance; 
A New Phase of Microfinance Development. 

Chapter 8. Informal Finance
Informal Finance in the People's Republic of China; 
Informal Finance in Poverty-Stricken Areas; 
Informal Financial Institutions; 
Comparison of Formal and Informal Finance; 
Rural Finance Options in Poverty-Stricken Areas; 

Part IV. Surveys, Pilot Studies, and Policy Recommendations; 
Chapter 9. Surveys and Pilot Projects; 
Poverty Reduction Loans; 
Rural Remittance; 
Cooperative Finance; 
Microfinance; 
Informal Finance; 

Chapter 10. Policy Recommendations; 
General Policy Considerations; 
Poverty Reduction Loans; 
Rural Remittance; 
Cooperative Finance; 
Microfinance. 

Chapter 11. Opening the Rural Financial Market and Piloting New Rural Financial Institutions
Important Issues in Opening the Rural Financial Market; 
Additional Requirements; 
Cost-Effective Approach; 

Appendix; 
List of Tables; 
A.1: Number of Banking Outlets, by Region, 2005;
A.2: Credit Market Concentration in Sample Counties, 1999-2003; 
A.3: Rural Deposits in Sample Counties, 1999-2003; 
A.4: Rural Loans in Sample Counties, 1999-2003; 
A.5: Rural Credit Cooperatives' Nonperforming Loans, Bad Debt, and Losses in Sample Counties, 1999-2003
ER  -